I don’t get why. Apple hast just less than 25% smartphone market share. You can buy an Android for much less.
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Nobody force you to buy an iPhone. You buy an iPhone because you trust in Apple and their control of processes.

European Union antitrust investigators have begun asking payment companies for feedback on Apple Pay, potentially signaling the launch of an investigation into anti-competitive practices.

The European Commission is concerned that Apple’s choice to limit Apple’s built-in Near-Field Communication chip to Apple Pay makes it impossible for third-party companies to break into the mobile payment market.

Some banks and rival payment services have claimed that these restrictions make alternative payment services less attractive.

Apple has argued that limiting access to the NFC chip provides tighter security, especially when handling sensitive banking data. They also argue that this is one of the reasons consumers choose Apple Pay in the first place.

EU competition commissioner Margrethe Vestager has said she is aware that Apple had been limiting access to the iPhone’s NFC chip. She points out that other companies, such as Google and Samsung, have not triggered a probe. This is because smartphones running Android operating systems allow all payment apps access to the device’s NFC chip.